Lillywhite Road, Westhampnett
- PROPERTY TYPE
Apartment
- BEDROOMS
1
- BATHROOMS
1
- SIZE
861 sq ft
80 sq m
Description
Shared Ownership – 60% share
Entrance hall | Lounge | Kitchen | Bedroom | Bathroom | Gas central heating | Double glazing | Allocated parking bay
Location - The property is centrally located within the popular, semi-rural village of Westhampnett under a mile from The Cathedral City of Chichester. Westhampnett has a popular primary school, children’s nursery, church and miles of footpaths running up into the nearby Goodwood Estate and South Downs National Park which borders the village. Chichester’s vibrant and historic city centre offers a wide range of shops, cafes, bars, pubs and notable attractions such as The Pallant House Gallery and Festival Theatre. Chichester also has a mainline rail station with services to London Victoria. To the south is the Chichester Harbour area, its calm waters popular with sailors and paddleboarders and at the entrance to the harbour lie the popular beaches of West Wittering and East Head.
Accommodation - The contemporary and light west facing accommodation is arranged over one level. There is a useful entrance hall with storage and space for a small desk. Moving through the property there is a spacious double bedroom, a good sized bathroom, complete with bath with shower attachment and a modern fitted kitchen, offering ample unit storage and worktop space. A lovely feature is a spacious and light, dual aspect, sitting/dining room, which completes the accommodation and is a great space for entertaining or relaxing.
Outside - There is one allocated parking bay and communal bin stores. Within the development there are also green spaces, mainly comprising of lawned areas with mature shrubs dotted throughout.
Eligibility - •Interested applicants should be registered and approved for the scheme by completing our shared ownership eligibility application at
•To be eligible an applicant’s household income cannot exceed £80,000 for a property outside of London.
•Homeowners can be considered; however, exchange of contracts for this sale cannot take place until their current property ownership has been terminated.
Affordability - •Applicants should be able to obtain a high street mortgage (an adverse credit lender may not be excepted by the Association).
•Where a mortgage is not accessible, cash purchasers will be considered on a case-by-case basis.
•Applicants must have a good credit history – no CCJ’s or loan defaults.
•A successful candidate must pass the HCA affordability assessment with an Independent Financial Advisor. This advisor will be appointed from the Hyde New Homes panel.
•To pass the HCA affordability assessment, all household outgoings can be no less than 25% and no more than 45% debt to household income.
Financial Information: - Property Value = £200,000
Percentage Share = 60%
Share Price = £120,000
*Monthly Rent = £242.20
*Monthly Service Charge = £182.88
**Monthly Mortgage Payment = £613
***Annual Household Income = £36,000
*Please note the rent and service charge is reviewed annually 01 April.
** Based on a 90%, 30-year repayment mortgage with an interest rate at 5.5%.
***Is based on a 10% mortgage deposit. If your buyer has a higher deposit Hyde New Homes can discuss how the salary required is reduced.
You may be aware the guidance has changed to determine a purchasers affordability for shared ownership outside of London. Please use the above annual income as a guide only.
Council Tax Band - B
Tenure - Leasehold with 109 years remaining. A purchaser would have to ask their solicitor to check these details.
Service Charge - £182.88 per month. A purchaser would have to ask their solicitor to check these details.
Note - 43 Lillywhite Road - 80% Restrictive Lease - Shared Ownership Sales Criteria
We have not tested any systems or appliances and no warranty as to condition or suitability is confirmed or implied. All measurements are approximate.
General Remarks - To view please telephone us on to make an appointment.
Our Services - If you would like advice to the value of your house or independent mortgage advice, please contact us on .
Brochures
Lillywhite Road, WesthampnettEPCBrochure- COUNCIL TAXA payment made to your local authority in order to pay for local services like schools, libraries, and refuse collection. The amount you pay depends on the value of the property.Read more about council Tax in our glossary page.
- Band: B
- PARKINGDetails of how and where vehicles can be parked, and any associated costs.Read more about parking in our glossary page.
- Yes
- GARDENA property has access to an outdoor space, which could be private or shared.
- Ask agent
- ACCESSIBILITYHow a property has been adapted to meet the needs of vulnerable or disabled individuals.Read more about accessibility in our glossary page.
- Ask agent
Lillywhite Road, Westhampnett
NEAREST STATIONS
Distances are straight line measurements from the centre of the postcode- Chichester Station2.1 miles
- Fishbourne Station3.1 miles
- Bosham Station4.5 miles
Notes
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