- Check we can help 3 mins
- Fill application 20 mins
- Soft credit check 1 min
- Download certificate Result
Powered by
Getting your Mortgage in Principle
In just 20 minutes, you can make a big difference to searching, viewing, and offering on a home.
How it helps
You'll have a personalised result from one of the UK's biggest mortgage lenders, Nationwide.
-
You can show how much you can borrow.
-
You could get viewings faster.
-
There's no commitment.
-
There's no impact to your credit score.
-
Optional: Check if a property is suitable for lending (available when you apply for a Mortgage in Principle from most property listing pages)
And, you'll be a step closer to a mortgage offer.
What you'll need
-
You need to be a UK tax resident to apply.
-
Employment information
Details of income, including bonus, commission or overtime payment. -
Outgoings information
Balances of credit cards, monthly payment amounts for any finance or loans, existing mortgage details. -
Personal details
Contact details, addresses for the last 3 years.
No impact on your credit score
As a responsible lender, Nationwide has to run a soft credit check.
It's just like getting a mobile phone contract. Or checking if you could get a credit card - the provider has to run a soft search.
It won't impact your credit score. Only you can see it on your report. And it doesn't matter how many there are.
A Mortgage in Principle isn’t a mortgage offer, and you’re under no obligation to out take a mortgage with Nationwide or any other lender. Rightmove does not provide financial advice, so when you’re ready to apply for a mortgage, it’s worth speaking to a regulated adviser. And remember, if you miss repayments, your home could be at risk. Nationwide pays Rightmove a fee for each completed mortgage.