Angus Court, Winsford, Cheshire, CW7

***35% SHARED OWNERSHIP*** This well appointed three bedroom semi detached property comes to the market and provides an excellent opportunity for potential buyers to get onto the housing ladder. In brief, the property comprises entrance hall, lounge, kitchen/diner and WC to the ground floor, with three bedrooms and a family bathroom to the first floor. The property occupies a quiet and private plot, with off road parking provided courtesy of a private driveway. There is a private and enclosed garden which has artificial grass and a paved patio.


Council Tax Band C


GROUND FLOOR

ENTRANCE HALL

LOUNGE
14'4" x 11'4" (4.38m x 3.46m)

KITCHEN/DINER
13'0" x 11'1" max (3.97m x 3.39m max)

WC


FIRST FLOOR

BEDROOM TWO
14'4" x 8'4" (4.38m x 2.55m)

BEDROOM THREE
9'1" x 7'8" (2.77m x 2.35m)

BATHROOM

SECOND FLOOR

MASTER BEDROOM
14'9" x 18'9" max (4.50m x 5.74m max)

ENSUITE


SHARED OWNERSHIP INFORMATION

35% SHARED OWNERSHIP
Rent: £84.59 per week
Service Charges: £3.76 per week
Buildings Insurance: £2.97 per week

As the property is shared ownership, anyone who makes an acceptable offer will have to meet certain criteria to confirm that they are eligible to purchase it and that they are able to afford to make the purchase and maintain the mortgage, rental, service charge and insurance payments.

The criteria is as follows:
* The buyer(s) must have a gross household income of no more than £80,000.00 per annum.

* The buyer(s) must satisfy the Trust that they are likely to be able to sustain a shared ownership lease in the long-term. If an applicant is a non-UK citizen without indefinite leave to remain, then it may not be possible for them to demonstrate this.

* The buyers must be unable to afford to purchase an alternative suitable home outright.

* If the buyers are homeowners, then they must have already sold their property or will sell it on the same day as completing the shared ownership purchase.

* Joint applicants for a shared ownership home can only proceed on the condition that both applicants will become the joint legal owners of the property.

* The affordability assessment will need to be completed by a suitably qualified and regulated
mortgage/financial advisor. The Trust uses Metro Finance to complete the affordability assessments.

Buyers will not be considered as eligible if:
* They are named on an existing mortgage or on the registered title to another property at the point of completion of the shared ownership sale. This includes holiday homes and properties outside of the UK.

* They have access to wealth, such as stocks and shares that if converted to cash would mean that shared ownership is not their only available means to buy a suitable home.

* They are social housing tenants (including with the Trust) and are in arrears or in breach of their tenancy agreement.

* The purchase would lead to statutory overcrowding by its occupants.