Those buying an overseas property would generally be unwise to do so using a 100 per cent mortgage, it has been advised.

John Reilly, the managing director at overseas property advice firm BuyAbroad.com, said that most people are aware of this and would only be tempted if the rental income both paid the mortgage and provided a profit.

He added: "It is generally perceived in the property market at the moment that if you need a 100 per cent mortgage then you shouldn’t be buying a property."

Therefore, while some may be "tempted" by the idea, that does not mean that many will take up the offer, Mr Reilly concluded.

He was speaking after the recent announcement of the launch of 100 per cent mortgages for buyers in France.

The company behind the deals, French Mortgage Direct, also offers mortgages at lesser loan-to-value levels.

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