Quite simply, international health insurance covers ex-pats and locals for medical treatment and reimbursement of medical expenses in the event of disease, illness or injury, wherever they are in the world.
Article written by BUPA International
Nobody wants to be left isolated in a foreign hospital. Likewise, you do not want the shock of large medical bills or complications arranging treatment and prescriptions. This makes getting the correct medical insurance crucial for your needs today and in the future.
What are the options?
Many countries have a compulsory health insurance scheme or a public healthcare system (similar to the NHS) which provides at least basic cover. However, in many countries, the coverage offered by local health insurers or healthcare systems is limited to residents of that country. Check what level of cover your new country of residence will provide you and then think carefully about what you might need your insurance policy to cover. Do not rule something out just because you are not planning for it, like maternity cover.
How much will it cost?
Like all insurance, the cost will differ dramatically depending on factors such as age, medical history and the type of cover.
What should I look out for?
Always make sure you are choosing the right products and coverage for you. If you think you might need physiotherapy for example, make sure this is covered in your policy. The insurance company itself is also really important, especially if the policy is for long-term insurance. Look particularly at how wide their coverage is, how established they are in the industry and how easy it is to make a claim. The last thing you need at a time of medical emergency is to find that your insurance company’s claim procedures are a minefield of paperwork.
Cover from Bupa International could be just the ticket to get peace of mind for your health.
Bupa International has been helping people with their health insurance needs since 1971 – and not just those living in UK, we look after people in 190 countries, who place their health insurance in our hands.
The benefits of Bupa
We offer the reassurance that comes from being a leading specialist in international health insurance. For example, we offer: