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    Directors Jim Bacon NAEA & James Brock NAEA along with their team bring a combined industry experience of nearly 200 years, having dealt with all areas of the property industry throughout Sussex. Being members of Propertymark & client money protection regulatory bodies ensures professionalism and accountability. This along with having a first class reputation is at the forefront of their core values.

    They believe they can bridge the gap between online & traditional high street agents whilst offering bespoke packages & fee structures tailored to individual needs.

    James & James offer individually customised services. They understand that everyone's reasons for selling and letting are unique, and offer a fee structure that at no point compromises the level of service you receive, but is geared to be flexible, affordable and fair.

    Video tours, quality photographs, floorplans and marketing across all the major property sites comes as standard regardless of the marketing package you opt for. Customer engagement has been totally embraced using the latest industry technology.

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    Selling your home can be stressful so it is important to choose an agent you can trust who will make this process as smooth as possible. At James & James we aim to eliminate the stress and make the experience as easy as possible.

    WHAT TO DO NEXT

    Buying or selling a home? Do you require a valuation? Please contact us for advice.

    In the meantime, here are a few guidelines which we hope will assist:

    VALUATION

    Firstly, if you are selling, you will require a valuation. At James & James we can offer you a free, no obligation factual and accurate appraisal of the current market value of your home. Our experienced property valuers will provide you with a valuation based not only on their in-depth knowledge of the area, but also utilising our extensive knowledge of recent properties sold.

    INSTRUCTION OF THE AGENT/PROPERTY DETAILS

    Having received your valuation, and provided that you are satisfied with it, we will then proceed to prepare full sales details of your property. Bearing in mind the importance of presentation, we will ensure that your sales details highlight the vitally important aspects of your property and ensure that your home is shown to its best possible advantage with the aid of full colour photographs and, if required, we can also set up a computerised 360 degree/virtual tour to feature on our website.

    MARKETING

    Once you have seen and approved our particulars of your home, you will then be in a position to receive prospective buyers. Appointments to view your property are made by us and accompanied viewings can also be arranged to show prospective buyers around your home should you be unable to do so.

    Your property is now ready to market, and we offer the following:

    'FOR SALE' BOARD - This is the most simple and effective marketing tool, available 24 hours a day.

    OFFICE AND WINDOW DISPLAY - External and internal photographs will be prominently displayed in our premises to optimise exposure to the marketplace.

    EMAIL - Wherever possible, all prospective buyers who register with us are asked to provide email addresses to ensure that they are notified of any new properties as soon as possible within 24 hours of receiving your instruction.

    MAIL SHOTS - We will contact registered prospective buyers as soon as possible after receiving your instruction and your details will be forwarded to any new registered buyers immediately.

    WEBSITE - This is updated daily, and full colour details of your home are placed on our website within 24 hours of being placed on the market.

    We can also provide a video tour which may assist to further enhance your property.

    UPDATING ON YOUR SALE - At James & James, we pride ourselves on our conscientious sales management. We aim to keep you regularly appraised of your sales process right through to completion and liaise with your purchaser, the legal representatives, surveyors, and mortgage lenders in order to ensure that your sale is progressed as smoothly and as stress-free as possible.

    OFFERS - You will be notified initially be telephone and then followed up in writing or by email. Our competent sales team will negotiate between you and your prospective purchaser to achieve the best possible selling price.

    We will inform you of the position of the buyers and liaise with you until an accepted offer has been agreed.

    Should you require your sale to be completed by a certain date, please notify us and we will endeavour to satisfy your request wherever possible.

    AGREED SALE - At this point (if you have not already done so), you will need to instruct a solicitor and, should you require assistance, we will only be too pleased to recommend local firms.

    The solicitors will then write to all parties and the buyers will instruct a surveyor to conduct a survey of your property (the "agreed sale" is subject to the contract and any survey) The buyers' mortgage offer (if required) will also be subject to the results of a survey/valuation.

    The sellers' solicitors will request the title deeds from the lender (if appropriate) or yourselves as the seller. The fixtures and fittings form, and the property information form must be completed at this stage.

    The solicitors draw up the draft contract which sets out the Terms of the Sale and sends it to the buyers' solicitor together with all relevant documents. Any enquiries will then be raised, the title deeds and lease (if applicable) will be checked, and local searches carried out.

    Once the draft contracts have been approved, it can be signed by both parties.

    EXCHANGE OF CONTRACTS & COMPLETION - As long as the mortgage offer has been received and cleared deposit funds placed with your buyer's solicitor, mutually convenient dates can be agreed upon for the exchange of contracts and completion.

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    At James & James, we recognise the fact that the purchase of your home is the most important and expensive transaction you are likely to undertake.

    Our database features all of our properties and we are sure that with our local knowledge and expertise, we will be able to find you a property to suit your needs, be it a straightforward move or a 'Buy to Let' investment.

    To enable you to unravel the complexities of buying your home, we have set out below an overview of the various procedures involved:

    REGISTRATION

    The first requirement is for you to register your details and property requirements which can by completing our registration form or calling us. This will give us an insight into your thought process, thereby enabling us to modify the details sent to you.

    Once registered, you are then in a position to receive details from us directly in person, via mail, email or download and print these out from our website.

    VIEWING

    Our friendly team are available to arrange those all important viewings of your selected properties.

    MORTGAGE

    In order to speed up your house buying process, it is advisable wherever possible; to get a mortgage agreed in principle before any final decision on your new property is made. This has the advantage of providing you with a clear indication of what is affordable and the fact that you have a mortgage agreed in principle is also attractive to sellers. We will require confirmation of your finance arrangement prior to submitting any offers. Information about our independent financial services can be found here

    MAKING YOUR OFFER

    Once you have located your ideal property, your offer will be submitted by us to the vendor for their consideration. This is done both verbally and in writing.

    NB: Please note that all offers are "subject to contract" and therefore neither party is legally bound until the contract is actually signed.

    ACCEPTED OFFER/INSTRUCTING SOLICITORS

    As soon as your offer has been accepted by the vendor, you should instruct a solicitor to act on your behalf. Your solicitor will handle all legal requirements of your purchase (property conveyancing).

    At this point, you also need to formally proceed with your mortgage application and instruct your mortgage consultant/broker accordingly.

    SURVEY

    The next step is to obtain the Mortgage Valuation, as required by law. This will be conducted by a Chartered Surveyor acting for your Lender. The report is to provide a Valuation i.e. determine whether the amount to be loaned is secure and also deals with the basic condition of the property. Since you as the buyer are also provided with a copy, it allows both parties to evaluate the findings prior to entering into a commitment to purchase.

    NB: However, we would not recommend that a buyer relies solely on the Mortgage Valuation survey.

    There are two types of survey available:

    1. HOMEBUYER SURVEY/VALUATION

    This is the mid-range option as it is more expensive than the Mortgage Valuation but less than the Building Survey (see below).

    It is a basic service and therefore more appropriate to properties in apparently good condition and conventionally constructed. The survey's purpose is to highlight any pressing or significant defects and problems which are likely to have an overall impact on the value of the property.

    The objective of the Homebuyer Survey is to provide a more in depth report which will assist the buyer in making an informed decision whether to proceed with the purchase and also whether the agreed price reflects the actual value. Moreover, the professional opinion of the surveyor as contained in his report will also set out particular features of the property which may possibly have an affect on the present value and potential future marketability.

    2. BUILDING SURVEY

    Unlike the Homebuyer Survey, this is suitable for all types of property whether conventional or unconventional. The term "unconventional" encompasses properties that have an unusual construction, are historic or Listed Buildings, have been extensively altered or where major work is planned.

    The Building Survey is comprehensive and lists full technical details of the construction, materials and condition. It highlights the full spectrum of defects from the more serious down to the insignificant and the terms of the survey are therefore tailored to fit the client's specific needs. However, it should be noted that this does not include a valuation and is only conducted by prior agreement.

    SEARCHES

    These are conducted by the buyer's solicitor who submits a local authority search to the local borough council. Its purpose is to ascertain if there is any planning consented previously granted on the property or if there are any other local issues which may have an impact on the purchase. In some instances, the search may also include an Environmental and Drainage search.

    DRAFT CONTRACTS

    The draft contract is drawn up by the seller's solicitor and is forwarded to the buyer's solicitor for consideration. Any additional queries or questions will be asked and answered and the contract amended accordingly, subject to final approval.

    MORTGAGE OFFER

    The Lender is now in possession of the Mortgage Valuation survey and, subject to the findings of this report; receipt/approval of the mortgage application and provided all references and checks have been conducted satisfactorily, the Lender will send a formal mortgage offer to the buyer and their solicitor. The document is then signed and returned and funds requested by the buyer's solicitor.

    EXCHANGE OF CONTRACTS

    Once the contract has been signed by both parties, a deposit (normally a small percentage of the purchase price) is paid by either bank transfer or banker's draft. At this stage, the parties agree on a date for completion.

    COMPLETION

    Completion usually follows a few days or weeks after exchange of contracts. The balance of the purchase price is transferred by the buyer's solicitor to the seller's solicitor and the keys released - Congratulations! You are now the owner of your new home!

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Additional Services
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    We can assess your individual needs and provide impartial advice to help secure the most cost effective mortgage for you. There is a lot of choice, and it can get confusing, so let the experts find the best solution. Here are some common questions we get asked...

    What percentage deposit do I need to get the best interest rate on offer?

    Whilst you only require a deposit of 5% to purchase a property, the bigger the deposit the better the rate, and rates continue to improve all the way up until you have a 40% deposit and this is where you will achieve the very best rates on the market.

    I'm concerned about my credit score, how can I check it and what can I do to improve it?

    There are many ways in which you can improve your credit score. Here are some of the best ways...
    • Ensure you have registered on the electoral at your current address
    • Build your credit history. Having little or no credit history can make it difficult for companies to assess you, and your credit score may be lower as a result. This is a common problem for young people and people who are new to the country. Luckily, there are some steps you may be able to take to build up your credit history.
    • Paying your accounts on time and in full each month is a good way to show lenders you're a reliable borrower, and capable of handling credit responsibly.
    • Keep your credit utilisation low. Your credit utilisation is the percentage you use of your credit limit. For example, if you have a limit of £2,000 and you've used £1,000 of that, your credit utilisation is 50%. Usually, a lower percentage will be seen positively by lenders, and will increase your credit score as a result. If possible, try and keep your credit utilisation below 30%.
    • Check for errors and report any mistakes on your report. Even small mistakes, such as a mistyped address, can affect your score and could be enough for a lender to refuse you credit. It's worth checking your credit report to make sure all the information on it is accurate and up to date.

    Why should I go to an independent advisor rather than the bank that I have been with for years?

    Working with a mortgage broker will save you precious time and will ensure that you get the best deals in the marketplace instead of what your own bank has to offer. Different lenders have different criteria and will lend different amounts and therefore to get the most out of your mortgage experience an independent mortgage broker will be able to maximise your borrowing if required and minimise your costs. You will also avoid having to wait maybe a couple of weeks for an appointment with your bank and having to wait in a queue every time you need to phone your bank. A good mortgage broker will make it as easy as possible for you to progress a mortgage application on your behalf.

    What arrangement fees do I have to pay?

    It's likely you will have to pay the lender an arrangement fee to gain access to the best products on the market. These fees tend to be upwards of £1000 and can be added to the mortgage most of the time. Lenders also have products with no arrangement fees and an independent mortgage broker can calculate whether (based on your mortgage amount) this would be a better deal for you.

    What paperwork will I need to provide?

    We will generally require from all clients the following...

    • Proof of I.D.
    • Proof of address
    • Proof of income
    • Last 3 months bank statements
    • Proof of deposit
    • Latest mortgage statement

    Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. There may be a fee for arranging a mortgage which you would be made aware of prior to application.

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Meet the Team
  • Team Member

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    Director
    Having started his Estate Agency career in 2005, Jim has operated along the Sussex coast providing him with a wealth of knowledge and experience in property transactions in the area. In 2008, Jim studied at The University of Portsmouth - BSc(Hons) Property Marketing, Design & Business Management to enhance his academic focus of the commercial aspects of running an Estate Agency. This qualification, being a part of the National Association of Estate Agents, along with industry experience has put him in great stead for the launch of James & James Estate Agents. Jim has a particular interest in new build properties having successfully overseen several developments from start to finish which is an aspect of the business he thoroughly enjoys. Jim prides himself on being approachable and supportive to all those involved in the property selling or renting process. Happy clients = A happy Jim! Jim lives with his wife, young son and his mischievous Boxer dog Rory. He enjoys socialising with friends and family, time on the golf course and on the ski slopes in his spare time.
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    Director
    James started his Estate Agency career in 1996, having completed his Residential Estate Agency qualifications. James has continued to work in all aspects of the property world, from sales, lettings, property management, acquisitions, and auctions along with overseas purchases. This vast experience will help all clients navigate the most complicated of transactions. James prides himself on customer service, punctuality and being contactable at all times to deliver a service that is second to none. James lives in Goring-by-Sea with his wife, two daughters and his pet dog Billy! A keen triathlete, having completed a 140.6-mile triathlon comprising of a 2.4 mile open water swim, 112 mile bike ride followed by a 26.2 mile run. The dedication to training for such a big endurance event is mirrored in his professional life. James continually educates himself and is proud to be fully regulated by Propertymark . Giving all of his clients absolute peace of mind that they are dealing with a knowledgeable, professional and regulated Estate Agent.
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    Testimonials from Sellers

    • Seller Testimonial

      they have made the process so smooth for us
      Lucy Moran 

       We have just recently brought our first property through James and James and they have made the process so smooth for us. In particular Aaron who kept us up to date throughout and always had time for our endless questions! He chased solicitors for us and always kept us in the loop and checked in regularly which we really appreciated after previously having a bad experience with estate agents. I would highly recommend James and James and we will definitely be using them for when we come to sell our property.    31.10.23
    • Seller Testimonial

      So helpful during what can be an intense time.
      Sarah McCorry 

      Communication with Nick at James and James has been great. So helpful during what can be an intense time particularly in the final weeks of buying and selling.   16.10.23
    • Seller Testimonial

      Thank you very much for getting me to completion..
      Maggie Hopkins 

       James arrived at my property to value it, having researched and produced a comprehensive brochure which I was very impressed with. During the sale they kept me informed and up to date with the progress. Nick was extremely helpful and reassuring during the stressful time while selling the property. Thank you very much for getting me to completion.   08.10.23
    • Seller Testimonial

      Would highly recommend.
      Lauren Greco 

      We have just used James & James to sell our home and had the pleasure of purchasing our new one through them at the same time. Our sale and purchase have been a huge challenge, due to matters out of ours and James & James' control. However, they have supported us through it and today was the day we finally exchanged! Huge thanks to Aaron, who has been our main contact. Unfortunately for Aaron I latched myself on to him, having had previous correspondence with him. But in his absence Jim and Nick have always been really helpful. Would highly recommend.   03.10.23
    • Seller Testimonial

      Everyone has been Friendly and professional.
      Sophie Gharchedaghi
      We've successfully sold our house through Nick at James and James. Everyone we have met has been very friendly and professional, we were very happy with the way our house was marketed with high quality photos and an accurate description. We were also impressed with how quickly Nick found our buyers so thank you for all your help.    03.10.23
    • Seller Testimonial

      Excellent Service!
      Daniela Nelson
      Excellent service! Aaron was friendly and efficient in selling my house. I'm very happy with James & James and would recommend them.    03.10.23
    • Seller Testimonial

      Amazing Service!
      Alan Stewart 

       Amazing service! Aaron went above and beyond and we're so grateful he managed to get our purchase 'over the line' and in such a short time frame. Would wholeheartedly recommend.    24.09.23
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    Disclaimer

    The content on this Microsite has been uploaded by James & James Estate Agents, Worthing. Rightmove Group Limited makes no warranty as to the accuracy or completeness of the content, any queries should be sent directly to James & James Estate Agents, Worthing. Where properties are displayed on a page, this comprises a property advertisement. Rightmove Group Limited who operate the website Rightmove.co.uk makes no warranty as to the accuracy or completeness of the advertisement or any linked or associated information, and Rightmove has no control over the content. These property advertisements do not constitute property particulars. The information is provided and maintained by James & James Estate Agents, Worthing. Please contact the agent directly to obtain any information which may be available under the terms of The Energy Performance of Buildings (Certificates and Inspections) (England and Wales) Regulations 2007 or the Home Report if in relation to a residential property in Scotland and if you have any query over the content.

    *Guide Price: An indication of a seller's minimum expectation at auction and given as a “Guide Price” or a range of “Guide Prices”. This is not necessarily the figure a property will sell for and is subject to change prior to the auction.

    Reserve Price: Each auction property will be subject to a “Reserve Price” below which the property cannot be sold at auction. Normally the “Reserve Price” will be set within the range of “Guide Prices” or no more than 10% above a single “Guide Price.”

    Auction Fees: The purchase of this property may include associated fees not listed here, as it is to be sold via auction. To find out more about the fees associated with this property please call James & James Estate Agents, Worthing on +441903958770.