Step 1 - Navigate the mortgage minefield - Speak to our in-house independent financial advisor for unbiased advice to find the best deal for you.
Step 2 - Register your requirements - We know the local property market inside out - tell us what you're looking for and we'll spring into action to help you find it!
Step 3 - Finding your dream home - We'll search our database and text, email or call you about properties that meet your criteria. Keep an open mind, putting your stamp on a house could unlock its potential. Location, location, location is key!
Step 4 - Legalities - Need help finding a solicitor? We'll source quotes from trusted firms to make your decision easier.
Step 5 - Making an offer - You've found your ideal home - great news! We will put forward your offer to the vendor.
Step 6 - Agreeing a sale - Your Ben Rose personal negotiator will prepare a memorandum of sale, confirming the agreed price to all parties. We'll keep you updated during every stage of this process and remember, there are no obligations until your contract is signed.
Step 7 - Survey and mortgage offer - Your mortgage lender will survey the property and advise on the value. If satisfactory, a formal offer is sent to you and your solicitor.
Step 8 - Exchanging contracts - The exchange happens after searches are received, enquiries answered, mortgages in place and any preliminary work completed. Once you have exchanged, you have committed to the sale and a completion date will be agreed.
Step 9 - Completion. The balance is transferred to the vendor's solicitor's account. They'll contact us when the money clears so we can release the keys to you.
Congratulations - your dream home is yours!
